What is Supplementary Security Income or SSI?
Supplemental Security Income is a federal income supplement program administered by the Social Security Administration for people with limited income and resources. Individuals who are blind, disabled, or age 65 or older may be eligible to receive SSI benefits. The amount an individual will be eligible to receive will depend on the category to which they belong, their living arrangements, and other factors.
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You can know how much money you are eligible for by seeking the guidance of Pekas Smith: Arizona Disability Attorneys.
The eligibility of Supplementary Security Income or SSI is restricted to those who are living in the United States, who are of at least 18 years old and have an annual income below $10,000. These individuals must be blind or disabled, and it’s important to note that the definition of disability can be strict.
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The benefits of SSI are actually available to people who do not qualify for Social Security benefits and who have little or no other income. It can provide for food, clothing, housing needs, medical expenses, and more.
How is SSI Different from Social Security Disability Insurance?
Many people don’t know there is a difference between Social Security Income and Social Security Disability Insurance. The way people qualify for each differs as well. For SSI, you only need to be 65 or older, or blind, or disabled, which can be due to a physical or mental impairment. You also need to have limited income and assets. For SSI benefits, you do not have to work, and it is an ongoing monthly payment that can last up to 15 years.
A significant distinction between Social Security Disability Insurance and Supplemental Security Income is the former is a monthly insurance benefit that protects an individual from income loss in the event of a long-term disability. At the same time, SSI provides monthly cash assistance to help pay for basic needs and costs of living for individuals and families with limited income.
Social Security Disability Insurance, or SSDI, is a benefit that is paid to the disabled and their dependents and survivors when they meet eligibility requirements. This program provides insurance against the financial risks of disability and death. SSI, or Supplemental Security Income, pays benefits to individuals who are aged 65 or older, blind, or disabled.
Social Security Disability Insurance is different from SSI because it offers up to $2,200 in monthly benefits while SSI only pays $750 per month. Moreover, unlike SSDI, SSI is not based on previous work contributions. However, an individual can earn up to $20,000 per year and still qualify for SSI benefits.